$420,000
($161,337 down)19662 W MONTECITO Avenue, Litchfield Park, AZ 85340
PITI Monthly
Listing courtesy of: Efren Martinez Guzman, Jason Mitchell Real Estate
Assumed Rate
2.94%
7.15%Principal & Interest
$1,208 /mo
$1,950 /moWhat's Special
This move-in ready 4-bedroom, 2-bath home is located in a well-designed master-planned community offering a lifestyle of comfort and convenience. Set directly across from a community park and playground, it's perfect for families. The split floor plan provides privacy with a spacious primary suite tucked away from the other bedrooms. The open kitchen features quartz counters, black stainless appliances, and a large island. Outside, enjoy low-maintenance landscaping with synthetic turf, a covered patio, and a freestanding gazebo ideal for relaxing or entertaining. Located within a highly regarded school district, this home blends function, style, and a great neighborhood feel with access to resort-style amenities including pools, fitness center, golf, and walking trails.
Assumption Snapshot
Type of Loan
FHA
Interest Rate
2.94
Remaining Loan Term
25 years, 5 months
Monthly PITI
$1,795.17/mo
Estimated Loan Balance
$261,512
Cash to close
$161,337
Interest Paid
$36,995
Facts & Features
Interior
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 2
Cooling & Heating
- Cooling: Both Refrig & Evap, Ceiling Fan(s)
- Heating: Electric
Features
- Materials: Stucco, Wood Frame, Painted
- Community: Unknown
- Has Fireplace: No
- Fireplace Features: None
- Flooring: Tile
Exterior
Fencing
- Fencing: Block
Roof
- Roof: Tile
Parking
- Garage: Yes
- Garage Spaces: 2
- Carport: Yes
- Carport Spaces: 2
Water
- Sewer: Public Sewer
- Water Source: City Water
Pool
- Has Pool: No
- Pool Features: None
Construction
Type & Style
- Stories: 1
- Home type: Single Family Residence
- Architectural Style:
Materials
- Stucco, Wood Frame, Painted
- Roof: Tile
Condition
- Year Built: 2020
Details
- Builder: Richmond American
Community & HOA
Community
- Subdivision: VERRADO EAST DISTRICT RESIDENTIAL
- Features: Pickleball, Community Pool Htd, Community Pool, Tennis Court(s), Playground, Biking/Walking Path, Fitness Center
HOA
- Has HOA: Yes
- HOA Name: VERRADO EAST DISTRIC
- HOA Amenities: Unknown
- HOA Fee: $138
- HOA Frequency: $Monthly
Location
- Region: Litchfield Park
Financial Details
- Price per Sqft: $232.3
- Tax Annual Amount: $2796
- On Market Date: 2025-05-07T15:30:09.000Z
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Fill out an application to explore financing options for assuming this loan.
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You cover the entire equity of $161,337!
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Loan Breakdown
Assumed vs Traditional Mortgage
*Secondary financing rates are an estimated value based on input
MLS ID: 6862548
Listing From: Arizona Regional Multiple Listing Service (ARMLS)
Last updated: 2025-05-07T17:40:00.000Z
© , Arizona Regional Multiple Listing Service (ARMLS). All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.
Assumed Rate
2.94%
7.15%Principal & Interest
$1,208 /mo
$1,950 /moInquire about this property
We will reach out to you with more details
Fill out an application to explore financing options for assuming this loan.
Apply nowSavings Calculator
You cover the entire equity of $161,337!
Enter a smaller amount if you prefer to use secondary financing.
Loan Breakdown
Assumed vs Traditional Mortgage
*Secondary financing rates are an estimated value based on input
Follow Us
Agent/Broker
Olivia MedinaPorter Group AZ(480) 779-7722olivia@portergroupaz.comMLSResources
Apply to Assume© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than Porter Group AZ are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.
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